Thursday, 1 June 2017

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GST: Government wants your mobile bills to go down

GST: Government wants your mobile bills to go down




KOLKATA: The government on Friday asked phone companies to cut prices of telecom services by rejigging costs to factor in the benefits of increased tax credits under GST.
“Telecom companies are required to re-work their costing and credits availability, and rejig their prices and ensure the increased availability of credit is passed on to customers,” the finance ministry said in an official statement.
According to the ministry, the additional input tax credits (ITCs) that the telcos would enjoy under the goods and services tax regime would be “as much as 2% of the turnover of the telecoms industry”.
Telcos, it said, would clearly benefit under GST. “At present, they are neither eligible for credit of VAT paid on goods nor of special additional duty (SAD) paid on imported goods equipment, but under GST, they would avail of integrated GST (IGST) paid on domestically procured goods as also imported goods,” the finance ministry said.
Mobile carriers, however, disputed the government’s observations, asserting that the increase in GST rate for telecom services to 18% from 15%, is far more than the effective rise in tax credits. Such a scenario, they said, would see postpaid users shelling out 2-3% more on their monthly phone bills, while prepaid users would see a reduction in their talk-times once GST kicks in.
“The notion that the increase in the (GST) rate of 3% is by and large getting compensated by a reduction of cascading tax costs (on account of the fact that state VAT, entry taxes and SAD on procurements have been subsumed) is misconceived. The total quantum of benefit accruing to telecom companies on account of reduction in cascading taxes is on an average merely around 0.7-1% of revenues,” said Rajan Mathews, director general of Cellular Operators Association of India (COAI), which represents Bharti Airtel, Vodafone India, Idea Cellular and new entrant, Reliance Jio Infocomm.
This, he said, is since “bulk of the tax costs incurred by telcos for procurement of goods is central sales tax (CST) which is at the rate of 2% against C forms and entry tax is applicable only in selective states”.
According to Mathews, the value of such procurements is in single digits as compared to revenues. Furthermore, a number of key inputs such as diesel, electricity duty etc.that are consumed by telecom companies continue to be outside the GST regime, which is why, the tele com sector would continue to reel under significant cascading taxes even under the GST regime.
A tax expert at a Big Four consulting firm backed the view, saying the total benefit by way of increased tax credits to most telcos is unlikely to exceed 0.5% of revenues as against increase in the tax rate by 3%, which would compel telcos to raise call charges and data rates, post-July.
Mathews had recently said a higher GST rate of 18% would make services more expensive and further stress an already bleeding sector.
The finance ministry, however, maintained that telcos would enjoy the benefits of full input tax credits (ITCs) under the GST regime, which they do not currently enjoy.
From July, “telecom services will attract 18% GST, which is a pure value added tax (VAT) as full ITCs of inputs and input services used in the course or furtherance of business by the telecom service providers would be available,” said the ministry. Further, it said, telcos can also avail of input tax credits of service tax paid on assignment of spectrum by the government in calender 2016 for a period of three years.
According to the government, since the entire credit can be taken in the same year under GST regime, the balance two-third credit of the previous year would be admissible in the current financial year itself “.
Such multiple incentives, it said, would hugely benefit telcos, in that, their liabilities to pay GST through cash would stand reduced to about 87% of what they paid last fiscal.
But Mathews said “it would not be correct to state that perceived benefit of taking credit in the same year instead of over 3 years had reduced the cost of telecom companies, given the miniscule amount of interest benefit that would actually come out of it over the current quantum of input tax credit.”

Guide on How you Can Register on Flipkart as Seller step by step process.

Wednesday, 31 May 2017

HAPPY COUPLES

Image result for happy couples images
Image result for happy couples images
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Do You Make These 10 Mistakes in a Conversation?

Can you improve your conversation skills? Certainly.
It might take a while to change the conversation habits that’s been ingrained throughout your life, but it is very possible.
To not make this article longer than necessary let’s just skip right to some common mistakes many of us have made in conversations and a couple of solutions. 
And if you want more in-depth training then join us in my 12-week, step-by-step Smart Social Skills Course where I share the very best things I have learned in the past 8 years about improving social skills and relationship habits.
Not listening
Ernest Hemingway once said:
“I like to listen. I have learned a great deal from listening carefully. Most people never listen.”
Don’t be like most people. Don’t just wait eagerly for your turn to talk. Put your own ego on hold. Learn to really listen to what people actually are saying.
When you start to really listen, you’ll pick up on loads of potential paths in the conversation. But avoid yes or no type of questions as they will not give you much information. If someone mentions that they went fishing with a couple of friends last weekend you can for instance ask:
  • Where did you go fishing?
  • What do you like most about fishing?
  • What did you do there besides fishing?
The person will delve deeper into the subject giving you more information to work with and more paths for you choose from.
If they say something like: “Oh, I don’t know” at first, don’t give up. Prod a little further. Ask again. They do know, they just have to think about a bit more. And as they start to open up the conversation becomes more interesting because it’s not on auto-pilot anymore.
Asking too many questions
If you ask too many questions the conversation can feel like a bit of an interrogation. Or like you don’t have that much too contribute. One alternative is to mix questions with statements. Continuing the conversation above you could skip the question and say:
  • Yeah, it’s great to just get out with your friends and relax over the weekend. We like to take a six-pack out to the park and play some Frisbee golf.
  • Nice. We went out in my friend’s boat last month and I tried these new lures from Sakamura. The blue ones were really great.
And then the conversation can flow on from there. And you can discuss Frisbee golf, the advantages/disadvantages of different lures or your favourite beer.
Tightening up
When in conversation with someone you just meet or when the usual few topics are exhausted an awkward silence or mood might appear. Or you might just become nervous not knowing exactly why.
  • Leil Lowndesonce said: “Never leave home without reading the newspaper”. If you’re running out of things to say, you can always start talking about the current news. It’s also good to stay updated on current water cooler-topics. Like what happened on the latest episode of Lost.
  • Comment on the aquarium at the party, or that one girl’s cool Halloween-costume or the host’s mp3-playlist. You can always start new conversations about something in your surroundings.
  • Assume rapport. If you feel nervous or weird when meeting someone for the first time assume rapport. What that means is that you imagine how you feel when you meet one of your best friends. And pretend that this new acquaintance is one of your best friends. Don’t overdo it though, you might not want to hug and kiss right away. But if you imagine this you’ll go into a positive emotional state. And you’ll greet and start talking to this new person with a smile and a friendly and relaxed attitude. Because that’s how you talk to your friends. It might sound a bit loopy or too simple. But it really works.
Poor delivery
One of the most important things in a conversation is not what you say, but how you say it. A change in these habits can make a big difference since your voice and body language is a vital part of communication. Some things to think about:
  • Slowing down. When you get excited about something it’s easy to start talking faster and faster. Try and slow down. It will make it much easier for people to listen and for you actually get what you are saying across to them.
  • Speaking up. Don’t be afraid to talk as loud as you need to for people to hear you.
  • Speaking clearly. Don’t mumble.
  • Speak with emotion. No one listens for that long if you speak with a monotone voice. Let your feelings be reflected in your voice.
  • Using pauses. Slowing down your talking plus adding a small pause between thoughts or sentences creates a bit of tension and anticipation. People will start to listen more attentively to what you’re saying. Listen to one of Brian Tracys cds or Steve Pavlina’s podcasts. Listen to how using small pauses makes what they are saying seem even more interesting.
  • Learn a bit about improving your body language as it can make your delivery a lot more effective. Read about laughter, posture and how to hold your drink in 18 ways to improve your body language.
Hogging the spot-light
I’ve been guilty of this one on more occasions than I wish to remember. ðŸ™‚ Everyone involved in a conversation should get their time in the spotlight. Don’t interrupt someone when they are telling some anecdote or their view on what you are discussing to divert the attention back to yourself. Don’t hijack their story about skiing before it’s finished to share your best skiing-anecdote. Find a balance between listening and talking.
Having to be right
Avoid arguing and having to being right about every topic. Often a conversation is not really a discussion. It’s a more of a way to keep a good mood going. No one will be that impressed if you “win” every conversation. Instead just sit back, relax and help keep the good feelings going.
Talking about a weird or negative topic
If you’re at a party or somewhere were you are just getting to know some people you might want to avoid some topics. Talking about your bad health or relationships, your crappy job or boss, serial killers, technical lingo that only you and some other guy understands or anything that sucks the positive energy out of the conversation are topics to steer clear from. You might also want to save religion and politics for conversations with your friends.
Being boring
Don’t prattle on about your new car for 10 minutes oblivious to your surroundings. Always be prepared to drop a subject when you start to bore people. Or when everyone is getting bored and the topic is starting to run out of steam.
One good way to have something interesting to say is simply to lead an interesting life. And to focus on the positive stuff. Don’t start to whine about your boss or your job, people don’t want to hear that. Instead, talk about your last trip somewhere, some funny anecdote that happened while you where buying clothes, your plans for New Years Eve or something funny or exciting.
Another way is just to be genuinely interested. As Dale Carnegiesaid:
“You can make more friends in two months by becoming really interested in other people than you can in two years by trying to get other people interested in you. Which is just another way of saying that the way to make a friend is to be one.”
Knowing a little about many things or at least being open to talk about them instead of trying to steer the conversation back to your favourite subject is a nice quality.
Meaning: talking for what seems like hours about one topic. Topics may include work, favourite rock-band, TV-show and more work.
Opening up a bit and not clinging desperately to one topic will make the conversation feel more relaxed and open. You will come across like a person who can talk about many things with ease. As you’ve probably experienced with other people; this quality is something you appreciate in a conversation and makes you feel like you can connect to that person easily.
Not reciprocating
Open up and say what you think, share how you feel. If someone shares an experience, open up too and share one of your experiences. Don’t just stand there nodding and answer with short sentences. If someone is investing in the conversation they’d like you to invest too.
Like in so many areas in life, you can’t always wait for the other party to make the first move. When needed, be proactive and be the first one to open up and invest in the conversation. One way is by replacing some questions with statements. It makes you less passive and makes take a sort of stand.
Not contributing much
You might feel that you don’t have much to contribute to a conversation. But try anyway. Really listen and be interested in what the others are saying. Ask questions. Make relating statements.
Open your eyes too. Develop your observational skills to pick up interesting stuff in your surroundings to talk about. Develop your personal knowledge-bank by expanding your view of interesting things in the world. Read the newspapers and keep an eye on new water cooler-topics.
Work on your body language, how you talk and try assuming rapport to improve your communication skills.
But take it easy. Don’t do it all at once. You’ll just feel confused and overwhelmed. Instead, pick out the three most important things that you feel needs improving. Work on them every day for 3-4 weeks. Notice the difference and keep at it. Soon your new habits will start to pop up spontaneously when you are in a conversation.

7 Common Habits of Unhappy People

The 7 Habits of Unhappy People
Image by Mitya Kuznetsov (license).
“Very little is needed to make a happy life; it is all within yourself, in your way of thinking.”
Marcus Aurelius
“Let us be grateful to people who make us happy, they are the charming gardeners who make our souls blossom.”
Marcel Proust
Circumstances can certainly make life unhappy. But a part – often a big part – of unhappiness comes from our own thinking, behavior and habits.
In this article I’d like to share 7 of the most destructive daily habits that can create quite a bit of unhappiness within and in your own little world.
But I’ll also share what has worked, what has helped me to minimize or overcome these habits in my life.
To get more weekly tips that help you to live a happier and simpler life join the free newsletter.
1. Aiming for perfection.
Does life has to be perfect before you are happy?
Do you have to behave in a perfect way and get perfect results to be happy?
Then happiness will not be easy to find. Setting the bar for your performance at an inhuman level usually leads to low self-esteem and feeling like you are not good enough even though you may have had a lot of good or excellent results. You and what you do is never enough good enough except maybe once in a while when feels like something goes just perfect.
How to overcome this habit:
Three things that helped me to kick the perfectionism habit and become more relaxed:
  • Go for good enough. Aiming for perfection usually winds up in a project or something else never being finished. So go for good enough instead. Don’t use it as an excuse to slack off. But simply realize that there is something called good enough and when you are there then you are finished with whatever you are doing.
  • Have a deadline. I set deadlines every time that start with a new premium guide. Because about a year ago, when I was working on my second e-book, I realized that just working on it and releasing it when it was done would not work. Because I could always find stuff to add to it. So I had to set a deadline. Setting a deadline gave me a kick in the butt and it is generally good way to help you to let go of a need to polish things a bit too much.
  • Realize what it costs you when you buy into myths of perfection. This was a very powerful reason for me to let go of perfectionism and one I tell myself still if I find thoughts of perfection pop up in my mind. By watching too many movies, listening to too many songs and just taking in what the world is telling you it is very easy to be lulled into dreams of perfection. It sounds so good and wonderful and you want it.
    But in real life it clashes with reality and tends to cause much suffering and stress within you and in the people around you. It can harm or possibly lead you to end relationships, jobs, projects etc. just because your expectations are out of this world. I find it very helpful to remind myself of this simple fact.
2. Living in a sea of negative voices.
No one is an island. Who we socialize with, what we read, watch and listen to has big effect on how we feel and think.
It becomes a lot harder to be happier if you let yourself be dragged down by negative voices. Voices that tell you that life will in large part always be unhappy, dangerous and filled with fear and limits. Voices that watch life from a negative perspective.
How to overcome this habit:
Replacing those negative voices with more positive influences is very powerful. It can be like a whole new world opening up.
So spend more time with positive people, inspiring music and books, movies and TV-shows that make you laugh and think about life in a new way.
You can start small. For example, try reading an uplifting blog or book or listen to an audio book while eating your breakfast one morning this week instead of reading the paper or watching the morning news on TV.
3. Getting stuck in the past and future too much.
Spending much of your time in the past and reliving old painful memories, conflicts, missed opportunities and so on can hurt whole lot. Spending much of your time in the future and imagining how things could go wrong at work, in your relationships and with your health can build into horrifying nightmare scenarios playing over and over in your head. Not being here right now in life as it happens can lead to missing out on a lot of wonderful experiences.
No good if you want to be happier.
How to overcome this habit:
It is pretty much impossible to not think about the past or the future. And it is of course important to plan for tomorrow and next year and to try to learn from your past.
But to dwell on those things rarely help.
So I try as best as I can to spend the rest of my time, the big part of my time each day, with living in the now. Just being here right now and being fully focused on these words I am writing and later as I cook and eat my lunch and work out be fully focused on doing that.
Whatever I am doing I try to be there fully and not drift off into the future or past.
If I do drift off then I focus only on my breathing for a few minutes or I sit still and take in what is all around me right now with all my senses for a short while. By doing either of those things I can realign myself with the present moment again.
4. Comparing yourself and your life to others and their lives.
One very common and destructive daily habit is to constantly compare your life and yourself to other people and their lives. You compare cars, houses, jobs, shoes, money, relationships, social popularity and so on. And at the end of the day you pummel your self-esteem to the ground and you create a lot of negative feelings.
How to overcome this habit:
Replace that destructive habit with two other habits.
  • Compare yourself to yourself. First, instead of comparing yourself to other people create the habit of comparing yourself to yourself. See how much you have grown, what you have achieved and what progress you have made towards your goals. This habit has the benefit of creating gratitude, appreciation and kindness towards yourself as you observe how far you have come, the obstacles you have overcome and the good stuff you have done.
    You feel good about yourself without having to think less of other people.
  • Be kind. In my experience, the way you behave and think towards others seems to have a big, big effect on how you behave towards yourself and think about yourself. Judge and criticize people more and you tend to judge and criticize yourself more (often almost automatically). Be more kind to other people and help them and you tend to be more kind and helpful to yourself.
    Focus on the positive things in yourself and in the people around you. Appreciate what is positive in yourself and others. This way you become more OK with yourself and the people in your world instead of ranking them and yourself and creating differences in your mind.
And remember, you can’t win if you keep comparing. Just consciously realizing this can be helpful. No matter what you do you can pretty much always find someone else in the world that has more than you or are better than you at something.
5. Focusing on the negative details in life.
Seeing the negative aspects of whichever situation you are in and dwelling on those details is a sure way to make yourself unhappy. And to drag down the mood for everyone around you.
How to overcome this habit:
Overcoming this habit can be tricky. One thing that has worked for me is to kick the perfectionism habit. You accept that things and situations will have their upsides and downsides rather than thinking that all details have to positive and excellent. You accept things as they are. This way you can let go emotionally and mentally of what is negative instead of dwelling on it and making mountains out of molehills.
Another thing that works is simply to focus on being constructive. Instead of focusing on dwelling and whining about the negative detail. You can do so by asking better questions. Questions like:
How can I turn this negative thing into something helpful or positive?
How can I solve this problem?
If I am faced with what I start thinking is a problem I may use a third solution, I may ask myself: who cares? I most often then realize that this isn’t really a problem in the long run at all.
6. Limiting life because you believe the world revolves around you.
If you think that the world revolves around you and you hold yourself back because you are afraid what people may think or say if you do something that different or new then you are putting some big limits on your life. How?
Well, you can become less open to trying new things and growing.You can think that the criticism and negativity you encounter is about you or that it is your fault all the time (while it in reality could be about the other person having bad week or you thinking that you can read minds). I have also found that my own shyness used to come from me thinking that people cared a great deal about what I was about to say or do.
How to overcome this habit:
  • Realize people don’t care too much about what you do. They have their hands full with worrying about their own lives and what people may think of them instead. Yes, this might make you feel less important in your own head. But it also sets you free a bit more if you’d like that.
  • Focus outward. Instead of thinking about yourself and how people may perceive you all the time, focus outward on the people around you. Listen to them and help them. This will help you to raise your self-esteem and help you to reduce that self-centered focus.
7. Overcomplicating life.
Life can be pretty complicated. This can creates stress and unhappiness. But much of this is often created by us. Yes, the world may be becoming more complex but that doesn’t mean that we cannot create new habits that make your own lives a bit simpler.
How to overcome this habit:
Overcomplicating life can involve many habits but I’d like to suggest a few replacement habits to what have been a couple of my own most overcomplicating habits.
  • Splitting your focus and having your attention all over the place in everyday life. I replaced that complicating habit with just doing one thing at a time during my day, having a small to-do list with 2-3 very important items and writing down my most important goal on white board that I see each day.
  • Having too much stuff. I replaced that habit with regularly asking myself: have I used this in the past year? If not then I will give that thing away or throw it away.
  • Creating relationship problems of any kind in your mind. Reading minds is hard. So, instead ask questions and communicate. This will help you to minimize unnecessary conflicts, misunderstandings, negativity and waste or time and energy.
  • Getting lost in the in-box. I spend less time and energy on my email in-box by just checking it once a day and writing shorter emails (if possible not more than 5 sentences.)
  • Getting lost in stress and overwhelm. When stressed, lost in a problem or the past or future in your mind then, as I mentioned above, breathe with your belly for two minutes and just focus on the air going in and out. This will calm your body down and bring your mind back into the present moment again. Then you can start focusing on doing what is most important for you again.
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